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Exploring Affordable Housing For Young Adults

By Kimberly Brooks


When it comes to looking for a place to live, it can often be difficult, especially for individuals or couples on a limited income. For, while there are government programs, most affordable housing for young adults often have a waiting list, some of more than two years. Whether looking at HUD, Section 8 or a voucher program, it is important to apply as soon as the qualified party or parties recognize eligibility.

In some cases, individuals and couples can qualify, most often if receiving food stamps or other assistance from the government, at least in the United States. While this is the case, there are also a number low income properties which are not associated with these programs provided by landlords or property management companies. For example, one such property, the monolithic dome rentals in Italy, Texas which started out as an extended stay property now offers properties for $100 to $145/week, utilities included.

Adaptability and flexibility are also key when looking for a low income rental. For, most often these properties are going to provide basic housing without playgrounds or swimming pools. In addition, while there are some which include utilities, most do not. As such, it is important to calculate the difference between non-government rentals which do and government rentals which do not include utilities.

Public housing, often known as Section 8, provides affordable rental housing in different locations in the United States. In most cases, individuals must submit an application through a rental management company or landlord, which includes a criminal background check, employment and rental history. The application is then reviewed and either rejected or approved by the local housing authority.

When it comes to voucher programs, an individual finds a property, applies for the voucher program, then pays all or part of the rent with vouchers which are provided on a monthly basis. While a number of states offer this program, there are others whom only offer Section 8, HUD or subsidized properties. As such, it is important to check with the property management or leasing agent to assure the program is available in the area and that the property accepts such vouchers.

Whether buying or renting, it is always important to visit the neighborhood and tour the property before making a final decision. For, depending on the integrity of the landlord or property management company, these properties can often have issues with pests, or be located in high crime areas. As such, by visiting the area a few times before making a final decision, individuals can often assure the area or complex is not prone to these or other issues.

While managed by different aspects of the government, when having difficulty contacting a public housing agent, individuals can contact a HUD field office or local housing authority for help. Whereas, landlords can also contact these organizations to learn how to become a subsidized property, participate in the voucher program or become involved in the Section 8 program.

In most cases, younger people whom are healthy and well can find lower income rentals without going through these programs. In one case, the Section 8 website recommends that buying a mobile home, acquiring an RV, sharing a room or house and subletting are all great options for these individuals. While this is the case, there are other young adults whom now pet and house sit on an ongoing basis to avoid having to pay a mortgage or rental fee.




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